The only study guide that teaches you what you need to know to pass the Personal Finance exam (with no prior knowledge needed), and is constantly updated based on student feedback to guarantee you the best possible results.
About the DSST* Exam
The Personal Finance DSST exam covers the material that would typically be taught in an undergraduate course on personal finance or basic financial planning. InstantCert’s course for this subject is a quick introduction to the fundamentals of managing and investing your money, paying taxes, and protecting your wealth.
Topics Covered in this Course
Foundations
Credit and Debt
Consumer credit
Bankruptcy
Major Purchases
Auto
Housing
Taxes
Payroll deductions
Income
Tax planning/estimating
Insurance
Life policies
Property and liability policies
Health, disability, and long-term care policies
Investments
Saving accounts and money markets
Stocks, bonds, and mutual funds
Retirement and Estate Planning
Funding retirement
Social Security
Estate planning
Customer Test Results for this Exam
623 users submitted test results since December, 2006.
606 of those users reported a passing score (97%).
Below are ten of the most recent user-submitted test results. These are unfiltered, real results that were submitted by InstantCert students:
| Date of Exam | Result | Score |
| Apr 7, 2025 | passed | 407 |
| Mar 22, 2025 | passed | 429 |
| Feb 28, 2025 | passed | 451 |
| Feb 22, 2025 | passed | 432 |
| Jan 9, 2025 | passed | 434 |
| Nov 14, 2024 | passed | 449 |
| Apr 4, 2024 | passed | 402 |
| Dec 15, 2023 | passed | 439 |
| Dec 12, 2023 | passed | 444 |
| Jul 10, 2023 | passed | 451 |
Live, unfiltered results posted by InstantCert students
Practice Tests Now Available!
In addition to our flashcard-based study guides, we now also offer full-length practice tests for this subject. Click here to see more details on our Personal Finance DSST Practice Tests.
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